About Us
MES Financial Services Limited (“MES”) is a privately owned limited company registered in the UK (company number 11063232). MES is directly authorised and regulated by the Financial Conduct Authority (ref: 805568). The company is 100% owned and controlled by its Directors, we are not reliant on private equity or venture capital, so we can focus on pleasing our clients and not external investors.
We’re a stable, profitable company which has grown each year since we obtained our FCA licence in 2018. We continue to be profitable and the number of SIPP and assets under administration continues to grow significantly year on year. As we continue to grow, we continue to make a significant investment in both technology and our people to ensure our advisers and clients continue to benefit from our development. This investment highlights both our appetite and capability of positioning the firm for future growth.
Looking ahead, our ambition is to significantly increase our market share by continuation of our journey to being recognised as a financially secure, innovative and technically superior provider of specialist self-administered retirement solutions for the non-UK resident market.
Executive Management
Cameron Law - Director
Cameron has been working in the Wealth Management industry since 2008 initially working on the advice side and became a UK qualified Financial Adviser and Pension Transfer Specialist. He then moved over to the product provider side and worked for an international pensions provider as a technical specialist, working on pension schemes based in the UK, Europe, New Zealand and Australia.
David Johnstone - Director
David started his career with AEGON Scottish Equitable in 2006 working in various different roles within their workplace pensions and wrap platform divisions. In 2016 he moved to an international pensions provider and worked on pension schemes based in the UK, Europe, New Zealand and Australia. He has a detailed understanding of the Australian Superannuation QROPS rules having lived and worked there for 4 years.
Clean Business
At MES Pensions, we pride ourselves on a foundation of trust and integrity. Unlike many other SIPP providers operating in the international market, we have always had a clear stance against accepting non-standard or toxic assets, and have never held an offshore bond policy within the SIPP.
Like the Financial Advisers we work with, we want to ensure the company is still operating for many years to come. Due to our robust due diligence approach, we have no exposure to toxic non-standard assets which significantly reduces the risk to the company of future compensation claims for failed non-standard investments.
By prioritising regulatory compliance and steering clear of non-standard and toxic assets, we provide a stable and secure platform for your client’s retirement savings.
Ring-fenced funds
All client money on our Platform is held by an independent third party custodian and is ring-fenced and segregated from our own assets in accordance with the FCA’s client money rules. The custodian is part of the Nucleus Financial Platforms Group which has over £80bn in assets under administration. They are a member of the London Stock Exchange and CREST, with sub-custody agreements in place with BNY Mellon. Uninvested cash is held in client money accounts with tier 1 banks such as Bank Of Scotland Plc, Santander, NatWest and Barclays.
Trusted technology
The technology system powering the MES Platform is used to administer over £50bn of client assets. The system is hosted in a private cloud in a top-tier UK-based data centre, protected by 24-hour CCTV, security guards and robust physical and virtual access control procedures. The system has 24/7 active monitoring, dual-firewalls from different vendors and an Intrusion Prevention System. Disaster Recovery is provided via a continuous replication method to a geographically separate data centre.